Disclaimer Agreement

Disclaimer Notice

This legal notice governs your use of this website – www.amiowealth.com. This website is issued by Amio Wealth Limited (AMIO), a private limited company registered in England and Wales under number 10701266 and whose registered address is at 7 John Street, London, WC1N 2ES. Amio Wealth Limited (FCA Number: 779660) is an appointed representative of Consero Capital LLP (FCA Number: 570728) (CONSERO), which is authorised and regulated by the Financial Conduct Authority.

Any document or information appearing on this website or any of its pages or communication transmitted thereby (a Communication) does not constitute or form part of an offer to issue or sell or the solicitation of an offer to subscribe for or purchase any investment by anyone in any jurisdiction in which such offer or solicitation is not authorised or to anyone to whom it is unlawful to make such a solicitation nor does it constitute investment advice, but is provided for information purposes only and without regard to any particular person’s investment objectives, financial situation, or means. Neither any Communication, nor the fact of its distribution or transmission, form the basis of, nor may be relied on in connection with, any contract to subscribe for or purchase any investment.

Any Communication is being issued to and/or directed at persons who are personally categorising themselves either as a sophisticated investor and/or high net worth individual by completing the appropriate forms on this website, being only those persons to whom AMIO may lawfully promote and arrange investments on behalf of CONSERO. Any Communication is exempt from the scheme promotion restriction of section 238 of the Financial Services and Markets Act 2000 on the communication of invitations or inducements to participate in unrecognised collective investment schemes on the grounds that it is being issued to and/or directed at only those types of persons who are sophisticated investors and/or high net worth individuals. AMIO and CONSERO will be entitled to rely on any client categorisation you give and the information you give in connection therewith and shall have no liability to you if you provide inaccurate or misleading information for the purposes of determining that client categorisation.

 

You should read the offering documents of the investments in their entirety to which any Communication relates or comprises, and inform themselves of and observe all applicable laws and regulations, including any taxation or exchange control legislation, which may be relevant in connection with any investment before considering any such investment. The value of investments may go down as well as up and past performance is not necessarily a guide to future performance. Although AMIO has taken all reasonable care to ensure that the information contained within this document is accurate at the time of publication, no representation or warranty is made as to its accuracy, reliability or completeness. Information contained in any Communication may be subject to change and we cannot guarantee the validity of any statement or figure after the date of its publication.

Amio Wealth Limited is not authorised to give investment advice and as such you should consider seeking advice of an appropriately authorised or regulated financial advisor. The products and services available do not therefore offer recourse to the Financial Ombudsman Service or the Financial Services Compensation Scheme. 

Please be aware that AMIO is compensated directly from the companies that AMIO promotes investments for. This does not affect the amount of money invested in the investment companies being promoted. If you would like further information on the way in which AMIO is compensated for its services, please write to us directly.

We welcome you to review our privacy policy and cookies policy.

Contacting Us

Please do not hesitate to contact us regarding any matter relating to this Policy at Amio Wealth Limited, North West House, 119 Marylebone Rd, London, NW1 5PU or info@amiowealth.com.

Amio Wealth Limited (FCA Number 779660) is an appointed representative of Consero Capital LLP (FCA Number: 570728), which is authorised and regulated by the Financial Conduct Authority.

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EIS INVESTMENT CALCULATOR

How much do you plan to invest?

HOW TO USE

Try out our EIS Calculator by following these steps

1. Enter the amount you plan to invest
2. Enter your income tax rate and capital gains rate
3. Select expected investment performance
4. Press CALCULATE.

 

Try adjusting the EIS Expected Investment Portfolio Performance slider and see the effect displayed in the Expected Investment Performance Table below and the bar chart to the side.

You can also customise the Income and Capital Gains Tax rates to suit your personal tax circumstances.

Investing in a company or portfolio using the EIS makes you 0 better off than not using the EIS.

INPUTS

What is your income Tax Rate?
What is your Capital Gains Tax (CGT) Rate?
How well do you expect your investment to perform?
Write Off 30% Under Performance No Gain or Loss 175% Investment Returned 250% Investment Returned

Your shares lose all their value, however, you will not lose everything you invested! Investing in an EIS allows you to claim 30% Income Tax Relief and 45% Loss Relief on at risk capital (capital invested after 30% EIS income tax relief). For example, if you invested £10,000, and you dispose of your shares for nothing, you still receive £3,000 income tax relief and Loss Relief of £3,150 (risk capital multiplied by 45% income tax rate). Thus making your actual loss only £3,850 or 38.5% of your investment.

You dispose of your shares for 30% less than you purchased them for. However, under the EIS you have received 30% of your investment rebated through Income Tax Relief and therefore you break even! For example, if you invested £10,000 and you dispose of your shares for £7,000, together with £3,000 (30% of £10,000) income tax relief, you still breakeven!

You dispose of your shares at the price you purchased them. You will not lose any of your investment, nor will you make any profit. However, by investing in an EIS you have gained an Income Tax rebate of 30% of your investment!

Your shares were sold with a considerable uplift on purchase price and 175% of your original investment was returned. (E.g. You invested £10,000 and sold your shares for £17,500. You will have received an Income Tax rebate of 30% of your investment, thus making your total return £20,500 (£10,500 not including the original investment). Under the EIS Scheme all profits made are Capital Gains Tax Free!

Your shares were sold with a considerable uplift on purchase price and 250% of your original investment was returned. (E.g. You invested £10,000 and sold your shares for £25,000. You will have received an Income Tax rebate of 30% of your investment, thus making your total return £28,000 (£18,000 not including the original investment). Under the EIS Scheme all profits made are Capital Gains Tax Free!


Expected Investment Performance

£ EIS Non-EIS
Investment
EIS Income Tax Relief N/A
Total Investment Return
Capital Gains Tax N/A 0
EIS Loss Relief N/A
Total Profit/(Loss) (including tax reliefs)
EIS NON-EIS
  • Net Investment
  • Total Profit/Loss
  • Income Tax Relief